This culminating unit integrates advanced personal finance topics including credit and debt resolution options, tax filing and planning, investment and retirement management, insurance and risk mitigation, and estate planning. Learners synthesize prior units to evaluate choices, prepare actionable plans, and work effectively with financial professionals to protect and grow personal wealth.
Learning Objectives
- Analyze credit and debt-relief options (credit counseling, debt settlement, bankruptcy alternatives) for given consumer scenarios and justify a recommended strategy using cost, credit-impact, and timeline criteria
- Apply online tax resources and preparer-evaluation criteria to determine filing obligations and create a basic tax-filing and tax-reduction action plan for a specified taxpayer profile
- Design a comprehensive personal finance plan that integrates budgeting (housing and transportation limits), saving while in debt, retirement investment management, and insurance selections to meet defined short- and long-term financial goals
- Demonstrate estate-planning preparedness by preparing an estate inventory, assessing will status and appropriate planning tools (wills, life insurance, powers of attorney), and producing a checklist for an initial meeting with an estate-planning professional
Curriculum
- 1 Section
- 50 Lessons
- 30 hours
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- Unit 4 — Advanced Money Management and Planning50
- 1.1Considering Credit for Students and Military Members20 mins
- 1.2Finding a Reputable Credit Counseling Agency20 mins
- 1.3Considering Alternatives to Bankruptcy20 mins
- 1.4Saving While in Debt20 mins
- 1.5Avoiding Five Common Investing Mistakes20 mins
- 1.6Maximizing Your Savings, Minimizing Your Tax20 mins
- 1.7Is Your Money Safe? Checking Out Your Broker20 mins
- 1.8Understanding the Variations of Permanent Life Insurance20 mins
- 1.9Accessing Internet Tax Resources20 mins
- 1.10Must You File?20 mins
- 1.11Watching Out for Potential Pitfalls20 mins
- 1.12Developing a Strategy to Deal with the Tax Man20 mins
- 1.13Getting Help with Your Estate Planning20 mins
- 1.14Changing, Amending, and Revoking Your Will20 mins
- 1.15Customizing Estate Planning for All Ages20 mins
- 1.16Assessing Your Spending Habits20 mins
- 1.17Budgeting for the Future20 mins
- 1.18Keeping a Ceiling on Housing Budgets20 mins
- 1.19Preparing for “Credit Winter”20 mins
- 1.20Taking Decisive Action20 mins
- 1.21Working with a Credit Counselor20 mins
- 1.22Introducing the Different Types of Personal Bankruptcy20 mins
- 1.23Checking Out the Cost of College20 mins
- 1.24Cutting the Cord: Mobile Trading20 mins
- 1.25Understanding the Variations of Term Life Insurance20 mins
- 1.26Hiring Help20 mins
- 1.27Managing Your Investments in Retirement20 mins
- 1.28Protecting Your Loved Ones from Your Unloved Ones20 mins
- 1.29Selecting an Estate Planner20 mins
- 1.30Cataloging What You Own20 mins
- 1.31Cutting Transportation Costs20 mins
- 1.32Avoiding Debt Settlement Firms20 mins
- 1.33Weighing the Consequences of Not Filing Bankruptcy20 mins
- 1.34Looking into the Costs of Various Types of Schools20 mins
- 1.35Opening and Setting Up Your Account20 mins
- 1.36Making Your Choice20 mins
- 1.37Finding Tax Preparers and Advisors20 mins
- 1.38Managing Risk20 mins
- 1.39Figuring Out Your Will Status20 mins
- 1.40Preparing to Meet Your Estate Planner20 mins
- 1.41Adding Up What You Owe20 mins
- 1.42Purchasing Appliances20 mins
- 1.43Getting Relief If You Get Ripped Off20 mins
- 1.44Using the Statute of Limitations20 mins
- 1.45Evaluating Life Insurance Sources20 mins
- 1.46Consolidating Your Accounts20 mins
- 1.47Debunking Myths and Mistakes20 mins
- 1.48Tending to Your Nest Egg20 mins
- 1.49Row, Row, Row Your Boat, Gently Down the Income Stream20 mins
- 1.50Treating Your Home Like the Asset It Is20 mins
Instructor
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